One of the growing lifestyles in Oklahoma City, OK is the condo lifestyle, as more residents flock to the city in search of employment and a busy lifestyle. Condos give them the space they need without the extra responsibility of a lawn and structural expenses. With condo insurance from S & S Insurance Services, Inc., you have additional protection that covers you and your property within your personal condo.
Your personal condo insurance is directly related to your condo and the property that you own in the building. Any shared property such as external structures, hallways, and pool areas are covered with the HOA insurance policy that all owners contribute towards a community.
The appliances, furniture, clothing, and other items located within your condo is considered your personal property. This means that during a tragic accident or theft, your property could be damaged or stolen. With a condo insurance policy, you can claim assistance for replacing these items and avoid additional financial burdens.
While the HOA master policy covers liability claims in community areas of your condo community, any claims that happen within the four walls of your condo will not be covered with the master policy. This is where your condo insurance is essential and can be the difference in your financial situation. Condo owners with pets or small children see this as a benefit because liability claims often come from pet attacks and party guests.
If you are a current condo owner in Oklahoma City, OK, or looking to purchase a condo soon, our agents at S & S Insurance Services, Inc. are happy to assist you. Give us a call for your personal quote or answers to any questions that you may have.
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