As a driver in Oklahoma City, OK, you want to ensure you’re always protected. While basic auto insurance coverage is essential, S & S Insurance Services Inc. recommends adding these vital add-ons for peace of mind.

Uninsured/Underinsured Motorist Coverage

Even though auto insurance is mandatory in the state, many uninsured or underinsured drivers are still on the road. You may be left with significant expenses if you get into an accident with one of them. Uninsured/underinsured motorist coverage can help cover these costs, including medical bills and vehicle repairs.

Personal Injury Protection

Personal injury protection can help cover medical expenses, lost wages, and other related costs if you or your passengers are injured in an accident. This is particularly important if you have a high deductible health insurance plan or no health insurance coverage. One key benefit of personal injury protection is that it pays regardless of who was at fault in the accident.

Comprehensive Coverage

Comprehensive coverage can help protect your vehicle from non-collision damage, such as theft, vandalism, or natural disasters. This coverage is especially crucial if you live in an area prone to storms, floods, or hurricanes.

Roadside Assistance

Breaking down on the side of the road can be stressful, especially if you’re far from home. Roadside assistance coverage can help with services like towing, jump-starts, and flat tire changes, giving you peace of mind knowing that help is just a phone call away.

Give Us A Call

At S & S Insurance Services Inc., we understand that every driver has unique needs and concerns. That’s why we offer a range of auto insurance add-ons to help give you the coverage you need. We serve drivers throughout Oklahoma City, OK and the surrounding areas. Contact us today to learn more.

One of the largest investments that someone in the Oklahoma City, OK area can make will come when they buy a car. If you are going to purchase a car, you will also quickly recognize that it is an asset that you will rely on daily. Accordingly, getting the right insurance is very important. One form of coverage all people here need to consider getting is comprehensive insurance.

A fully comprehensive insurance plan will provide various forms of coverage:

Theft and Vandalism Risk

One of the risks that people will face is the risk that a car could be stolen or damaged by another person with intent. If you are a victim of theft or vandalism, the cost to replace or repair your car can be significant. If you are not insured, you will need to cover these costs out of your own savings. However, with an auto insurance plan with comprehensive coverage, you will receive the support you need in these situations. 

Natural Disaster Damage

If you live in an area prone to hurricanes, tornados, or other types of natural disasters, there is always a chance your vehicle could be damaged during one of these situations. If you have a comprehensive insurance plan, you will get the support that you need in these situations. This can ensure you are able to make necessary repairs or replace the car entirely. 

Have Questions? Consult With Us

Auto insurance becomes essential when you own a vehicle in Oklahoma City, OK. To ensure you have the right coverage, it’s wise to reach out to our team with S & S Insurance Services Inc. When you contact us at S & S Insurance Services Inc., you’ll receive expert guidance and support to tailor a comprehensive insurance plan that effectively safeguards both you and your vehicle. This will keep you in good standing with any requirements and will also offer peace of mind. 

Basic auto insurance is the minimum required by the state to operate your vehicle. If you have an old vehicle with little cash value, that may be fine. At S & S Insurance Services Inc., serving the greater Oklahoma City, OK region, we are independent insurance agents, and we take our responsibility to our customers seriously. We make sure they have as much auto insurance as they need to be protected. 

In the state of Oklahoma, the basic amount of auto insurance you must have is liability coverage in the amount of 25/50/25. That will protect other drivers from you, but it doesn’t do anything to help you protect your vehicle. If you are leasing your vehicle or have a car loan, you will need to have additional insurance to protect the car. 

Beyond The Basics

If you are like most people, you count on your vehicle every day to do your regular activities of daily life. Getting to work, going to the grocery store, running errands, etc. are vital, and being without a vehicle can be a serious problem and cause a lot of stress. Not everyone has the cash necessary to pay for repairs or to replace their vehicle out of pocket. 

Comprehensive coverage and collision coverage provides protection for accidents that happen to your vehicle when no one else is responsible for the damage. It can be weather-related, it can be an accident you caused, or a one-car accident. It also covers theft, vandalism, a cracked or damaged windshield, and a whole lot more. Furthermore, it provides the peace of mind that you need when it comes to your vehicle. 

Contact Us Today

To discuss your auto insurance needs, give S & S Insurance Services Inc. in Oklahoma City, OK a call or drop by our office.