Oklahoma City, OK residents rely on companies like S & S Insurance Services Inc. to provide robust auto insurance policies. Having insurance, however, also involves knowing how to submit a claim so that your request processes smoothly and correctly. Let’s look at common mistakes to avoid during claim submission.
Understanding Your Auto Insurance Policy
Are you well-versed in your policy’s inclusions? Many people are not and end up filing claims for elements not covered under their policy. For instance, routine wear and tear could be mistakenly claimed. Thoroughly read your policy to understand what is covered.
Providing Evidence When Making Claims
When filing a claim, supporting your case with sufficient evidence is crucial. This might include police reports, eyewitness testimonies, and medical bills. A lack of evidence can result in claim denial.
Timely Reporting of Incidents
While it’s not a legal requirement to contact your insurance company immediately at the accident scene, it is advisable to do so. Prompt contact indicates the severity of the claim, and delaying this step might lead to claim denial.
Keeping Damaged Parts After an Accident
If you discard broken parts before filing your claim, it could create doubts. Keeping these damaged items provides further evidence and helps establish a successful claim.
Remember, We’re Here to Help
If you’re in Oklahoma City, OK, or the surrounding area and need help with your coverage options or claim submission, feel free to call us at S & S Insurance Services Inc. We aim to make the claim process as smooth as possible for our clients.
